Not just 50 homes but 50 FAMILIES. I’ve helped 50 families start, finish and rewrite chapters of their lives. That’s a pretty big deal! Thankful for all of you that chose me to be your agent. So incredibly blessed. Here’s to 50 more! 🥂
Brick beauty in awesome location! 5 bedrooms with guest suite on main floor and large loft upstairs. Pre-finished wood floors. Granite counter tops. Formal Dining. Very short drive to Redstone Shopping Center and close commute to Ballantyne. Community pool, club house, basketball and tennis court. Garage is equipped with lawn care necessities for an additional bonus. Home Warranty! Schedule a showing today!
Move right in to this all brick home on the north end of town. 100% Financing Available! The open floor plan with tons of storage. Updated kitchen – huge island for cooking and entertaining. Adorable Laundry/mudroom. Keypad entry. Outdoor features include large yard, front porch and back deck. Don’t miss out on this one. Schedule a showing today!
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A charming rocking chair front porch and double door entry welcomes you home. This home boasts a gourmet chef’s kitchen with oversized granite island, stainless steel appliances, custom tile backsplash, gas 5 burner range, wall oven and convection oven/microwave, and butler’s pantry with wine fridge. There are beautiful hardwoods throughout the main floor as well as a dedicated study/office and dining room. A expansive master suite features it’s own spa bath with dual vanities and dual walk-in closets. The second floor presents a loft and spacious sized bedrooms. A large paver patio and private backyard are perfect for entertaining.
|This two-story home has 3 spacious bedrooms and 2.5 bathrooms, including a half bath downstairs and an ensuite bathroom in the master with double vanity and garden tub. Downstairs you’ll find pre-finished wood floors throughout living room, kitchen and office/flex space. Upstairs, wall to wall carpet covers the bedrooms, including the walk-in closet in the master bedroom. The entry way features a built-in beadboard mudroom area for hanging coats and storing shoes out of sight. The flex space/office has huge chalkboard accent wall for flexing your creative muscles. The kitchen has been completely updated with granite countertops, stainless steel appliances, and a custom designed kitchen island that seats 4. Back Patio, perfect for dining outside in nicer weather. You’ll love the community which has a private recreation area and the lovely Ellis Pond. This property is USDA eligible.|
Contact me for more info! 803-567-LIST
It’s that time of the year again –TAX SEASON! After filing and receiving a return, you may find yourself with extra dough in your hands. Let’s face it – most people end up spending their refunds quickly on things that they do not “need”. Don’t let that be you. If you are a homeowner or have goals to become a homeowner in the future, here are some tips on how you can use your refund for your benefit.
Use as Down Payment
Your tax return can be an excellent source for your down payment. FHA loans only require 3.5% down. Example, if you plan to purchase a $100,000 home you will only need $3500 for a down payment. Saving your return for down payment will be wise if you are choosing this type of loan.
Did you know that you can purchase money with no money down in rural areas? Contact me for more info.
Pay Off High-Interest Debt
This is it – an opportunity to increase your credit score. Paying off high interest debts will increase your credit score and also improve your debt-to-income ratio. This will allow you to meet the lender requirements for a home loan.
580 – that’s the score you need to qualify FHA loan. Let’s get you pre-qualified today.
Save for Closing Costs
When purchasing there will be additional cost such as inspection fees, appraisals, deed recording fees, title fees, etc. You want to make sure you have the funds available for these cost. Set your tax return aside in your savings account to show your lender you have the funds to close your loan.
Pre-pay your Mortgage
If you already own a home, making extra payments on your mortgage can be a great way to save money over the long term. Because so much of your payment on a long-term note goes to pay off the interest, reducing the principal can have an exponential effect over the life of the loan. Just an extra payment or two now can make a huge difference in your future obligation to the bank.
Make Home Improvements
If you live in an older home, spending some of your refund around the house can lower energy bills. Replacing old windows can improve the efficiency of your A/C in the summer and reduce the electric bill. Old appliances can be replaced with models that use less energy. Lower energy costs can even be used as a tax credit for next year’s refund.
Also, if your kitchen or bathroom is outdated, a remodeling project can not only improve the functionality of your house now but also make it more attractive when you decide to sell.
If you are interested selling your home. Contact me today!
Your refund should feel like “found money” – and if you’re smart, you can put it to work for you and improve your situation as a current homeowner or help you reach the goal of homeownership.