New Price! $50,000 1429 Williams Estates Drive Lancaster MLS 3286579

 

Great investment or starter home opportunity!  Cute home with historic features. Formal Living and Dining rooms. Hard wood flooring and fireplaces. Lots of storage and cabinets in kitchen. Corner lot. Large front and fenced back yard with beautiful rose bushes and pecan trees. Brand new HVAC system. Conveniently located to town. Schedule a showing today!

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New Listing! 2614 Cane Mill Rd Lancaster, SC MLS 3308025 $145,000

Get ready to entertain! Cute home with private fenced backyard – decked out with a stunning in-ground pool; perfect for parties and/or a secluded relaxation. Home has beautiful dark laminate flooring and updated paint. Nice sized rooms and well maintained home all around. Convenient to schools and daycares. Easy commute to amenities. 100% financing available with USDA loan. Move right in! Schedule a showing today!

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New Listing! 2009 E Park Drive Lancaster, SC MLS 3308006 $117,000

Adorable home with split bedroom plan in the East Park subdivision of Lancaster. Convenient to shopping, dining and schools. Laminate floors and vinyl bathrooms. 100% financing available with USDA loan. Ready for a new homeowner! Schedule a showing today!e park

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Price Reduction! 7926 Old Jefferson Highway, Kershaw SC $75,000 MLS 3296839

4 Acres! Cute home with lots of land! Large Den! Easy commute to neighboring towns. Priced to sell. Schedule a showing today!

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4 Acres! Cute home with lots of land! Large Den! Easy commute to neighboring towns. Priced to sell. Schedule a showing today!

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New Listing! 14748 Lions Paw Street, Charlotte $165,000 MLS 3285043

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Gorgeous town home located in the heart of the Steele Creek area! This spacious home has a master suite on the main level and includes 2 bedrooms upstairs along with a lovely loft area. The home privately sits on a cul de sac in the furthest section of the subdivision.Other features included a screened patio, gas fireplace and community pool. Convenient to shopping, dining and entertainment. Extremely close to I-77 and I- 485. This one will not last long! Schedule a showing today!

Open House 6/17 11am-1pm!

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Check out more photos here!

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Home Buying: Quick-Step Guide

pfchangs-blog-post

Win a Date Night to PFChang’s!

Here’s how:

1)Share the original Facebook Post

2)Like My Facebook Page

facebook.com/kiswuanagreenrealtor

Drawing will be held

2/13/17 @ 5pm

Reverse Mortgages

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Reverse Mortgreverse-mortgage-pic-2age – is a special kind of home loan that allows  homeowners to convert a portion of the homes equity into cash. The equity that is built up over years of making mortgage payments can be paid to the owner.

While this may be a smart option for some, reverse mortgages can be complicated and may not be the best fit for you or your loved one. Also, many people inherit property financed by a relatives reverse mortgage and are unsure how to handle the with property once the parent passes.

Here are few tips to remember when dealing with reverse mortgages:

1. Dont allow the property to automatically revert back to the reverse mortgage company. If someone you know currently has a reverse mortgage. Make sure that there is a plan in place for the property once it is left behind.

2. Dont lose the equity in the property. If there is still equity in the property at the the time of an inheritance; heirs can sell the property by giving back what is owed to the reverse mortgage company. The rest will become profit to those who are inheriting the home.

3. Dont Fail to continue to pay taxes and insurance on the home. This could allow the lender to foreclose on the reverse mortgage and cause the homeowner to be forced to move. 

4. Dont let reverse mortgage companies make you feel like you are stuck. You may not be receiving as much income as expected or the monthly income does not compare to the equity that is lost. Its not too late to eliminate the mortgage if you feel like it is not beneficial. 

Do you or someone you know have questions about their reverse mortgage? Have you inherited a home with a reverse mortgage and are unsure on how to handle it? I can help! Contact me for assistance and to answer any questions you may have. (803)-567-5478 or kiswuana@ericahomes.com.