400 Park Drive Lancaster, SC 29720 -$159,900

Check out my listing – 400 Park Drive Lancaster, SC. Listed at $159,900! Beautifully renovated brick home! Fresh details & remodeled features make this home feel brand new! Schedule a showing today! 803-567-LIST

Check out my listing – 400 Park Drive Lancaster, SC. Listed at $159,900!

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Beautifully renovated brick home! Fresh details and remodeled features make this home feel brand new! Updates include new roof, new plumbing, new cabinets, fresh paint and refinished flooring. Granite countertops and hardwood throughout. Formal dining room and large bedrooms. Unique windows provide refreshing lighting through out the home. Located near the nostalgic Buckelew Park, this home sits on a huge corner lot. Don’t miss out on this one! Schedule a showing today!

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Open House: 626 Dewey Court, Fort Mill SC 29715 May 6th 2-4pm

I’m hosting an open house this Saturday May 6 2:00-4:00pm – 626 Dewey Court, Fort Mill SC – Adler Grove Subdivision.Dewey Ct Open House.jpgCome check out this beautiful 3BD/2.5BA home located in sought after Fort Mill area. Open floor plan throughout the 1st floor with beautiful hardwoods. Gourmet kitchen w/beautiful granite tops, SS appliances and tons of cabinets space. Large master bedroom with tons of closet space. Two car garage, fenced in backyard. Home comes with a water filtration system. Owner takes pride and it shows. Just minutes walk to the Regal Manor community center and pool, and is conveniently located to shopping and restaurants.PDF Dewey Open House

513 Dalkeith Avenue Rock Hill, SC

 

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Move right into this beautifully constructed home in a growing neighborhood! Detailed with a partially stoned exterior, deep dark hard wood flooring, granite counter tops and stainless steel appliances. This home provides tons of space for entertaining & lounging. Other features include downstairs office, grand-sized master bedroom with sitting area, spacious loft that can be used for play & a convenient upstairs laundry. Don’t miss out on this opportunity!

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Want more info ? Want to schedule a showing? Complete the form below!

 

Reverse Mortgages

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Reverse Mortgreverse-mortgage-pic-2age – is a special kind of home loan that allows  homeowners to convert a portion of the homes equity into cash. The equity that is built up over years of making mortgage payments can be paid to the owner.

While this may be a smart option for some, reverse mortgages can be complicated and may not be the best fit for you or your loved one. Also, many people inherit property financed by a relatives reverse mortgage and are unsure how to handle the with property once the parent passes.

Here are few tips to remember when dealing with reverse mortgages:

1. Dont allow the property to automatically revert back to the reverse mortgage company. If someone you know currently has a reverse mortgage. Make sure that there is a plan in place for the property once it is left behind.

2. Dont lose the equity in the property. If there is still equity in the property at the the time of an inheritance; heirs can sell the property by giving back what is owed to the reverse mortgage company. The rest will become profit to those who are inheriting the home.

3. Dont Fail to continue to pay taxes and insurance on the home. This could allow the lender to foreclose on the reverse mortgage and cause the homeowner to be forced to move. 

4. Dont let reverse mortgage companies make you feel like you are stuck. You may not be receiving as much income as expected or the monthly income does not compare to the equity that is lost. Its not too late to eliminate the mortgage if you feel like it is not beneficial. 

Do you or someone you know have questions about their reverse mortgage? Have you inherited a home with a reverse mortgage and are unsure on how to handle it? I can help! Contact me for assistance and to answer any questions you may have. (803)-567-5478 or kiswuana@ericahomes.com.